May 3

Charles Wayne Kilway, of N Richland Hills, Texas, pled guilty on May 3, 2005 in the 203rd District Court, in Dallas County, Texas, Cause Numbers F03-00318, and F03-00319 to Selling Securities without being a Registered Dealer and to the Sale of Unregistered Securities. He was sentenced to 10 years probation and ordered to pay $602,120 in restitution. Kilway had sold certificates of deposit issued by Health Professionals Credit Union of Nevis, BWI.