Jan 21

Tin and aluminum are traditional for a 10th anniversary, but we got you a book: The 10th anniversary edition of the Texas Investor Guide: Strategies for Investing Wisely and Avoiding Financial Fraud

As always, it is free upon request, and you can obtain copies by providing a mailing address to txig@ssb.texas.gov.

The Investor Guide is also available in a printable PDF and as an e-book.

The 2020 Investor Guide sports more graphics, an easier-to-read layout, and has been substantially revised with new content, including material on financial exploitation of seniors, the most dangerous threats facing Texas investors this year, and understanding how different types of assets fit into investment portfolios.

One thing hasn't changed over the past decade: our mission to assist investors, from beginning to experienced investors, in understanding the time-tested principles of investing and avoiding fraud. Toward that end, the Investor Guide addresses:

 Investing for growth – although investing always carries risk, it’s hard to achieve your financial goals otherwise;

 The basics of mutual funds, including target date funds, and how to invest in them;

 Asset classes such as stocks, bonds, CDs, real estate, and cash, and how they generally differ in risk and performance;

 The balance between risk and return and strategies to minimize – not eliminate – risk;

 Understanding and controlling the cost of investments;

 Putting together the pieces of a secure retirement, including IRAs, 401(k)s, and strategies for claiming Social Security benefits;

 Avoiding scams and high-risk investments, complete with ripped-from-our case-files examples of fraud;

 Increasing the odds of finding a financial professional you can trust.