Credit Reports

Active-Duty Alert

While you are deployed, it is important to keep your credit score safe. A good credit score takes a while to build, but it can be quickly ruined by someone taking advantage of you. You can place an active-duty alert on your credit report that requires creditors to verify your identity before granting credit in your name. You may even have the option of providing a family member’s or trusted friend’s telephone number for the credit agency to call when any application for credit is submitted in your name.

To place or remove an active-duty alert, contact each of the three credit reporting companies.

And no matter where you are serving, it's a good idea to regularly obtain your credit report.

P.O. Box 740241
Atlanta, GA 30374-0241

P.O. Box 2104
Allen, TX 75013-0949
1-888-EXPERIAN (397-3742) 

Trans Union
P.O. Box 1000
Chester, PA 19022

For more information on active-duty alerts, visit the Federal Trade Commission’s information website.

NOTE: The three largest credit reporting companies have established a federally authorized site,, where an individual can get a free copy of a credit report from each company every 12 months.